What does your car really cost?

Free calculators and plain-English guides to see the true cost of owning, maintaining and driving your car, not just the monthly payment.

Calculate my car costs

Calculators

Guides

Car Maintenance Schedule by Mileage: Complete Guide (2026)

A complete car maintenance schedule by mileage, from 5,000 to 100,000 miles, with what to do, typical costs, and how to avoid costly repairs.

How Much Do New Tires Cost? Price for 4 Tires (2026 Guide)

How much do new tires cost? See the price per tire and for a set of four, what installation adds, how long tires last, and ways to pay less.

How Much Does It Cost to Drive 100 Miles? Gas, Hybrid and EV

How much does it cost to drive 100 miles? See the gas cost per 100 miles by MPG and gas price, hybrid and EV costs, and the full cost once everything is counted.

How Much Does It Cost to Maintain a Car? (2026 Guide)

Typical car maintenance costs per year, what each service costs, and how to budget so repair bills never catch you off guard.

How Much Does It Cost to Own a Car Per Year? (2026 Numbers)

AAA says owning a new car costs $12,863 a year in 2026. See what is included, why depreciation is the biggest piece, and how to find your own number.

How Much Should You Spend on a Car? The 20/4/10 Rule (2026)

How much car can you afford? Use the 20/4/10 rule to find a car price that fits your income, with examples, loan math and tips to avoid overspending.

How to Calculate Cost Per Mile for a Car (Formula and Examples)

Learn how to calculate your car's cost per mile with a simple formula, fixed and variable costs, real examples, and what AAA's 2026 study says the average is.

Hybrid vs Gas Car Cost: Which Is Cheaper to Own? (2026)

Is a hybrid worth it? Compare hybrid vs gas car cost of ownership, fuel savings, break-even years, maintenance and resale value with real examples.

Is It Cheaper to Repair or Replace an Old Car?

How to decide between fixing your old car and replacing it, with a simple rule of thumb and the costs people forget.

The real cost of owning a car

The sticker price is only the beginning. AAA's 2026 Your Driving Costs study puts the average cost to own and operate a new vehicle at $12,863 a year, about $1,072 a month, based on 15,000 miles of driving. That works out to roughly 86 cents per mile. Depreciation was the largest piece at about $4,422 a year, ahead of fuel, insurance, maintenance, tires and financing. Source: AAA Newsroom.

Your numbers will differ. Your car, your commute, your insurance rate and your fuel price all move the total, which is why a calculator built on your own inputs beats a national average. Try the car ownership cost calculator to see your cost per month and cost per mile.